Cybercrime in Australia is on the rise. According to the Australian Cyber Security Centre’s annual threat report, more than 76,000 events were reported during the 2021–22 financial year, up 13 per cent from the previous financial year.
Five ways to help protect yourself and your business from a cyber attack Read More »
The news of another La Niña has many businesses concerned, especially those in eastern Australia, many of which are still struggling to get up and running following this year’s previous catastrophes. Disasters such as fires and floods have a horrendous impact on communities: the combined insurance damage from the 2021 and 2022 storms and flooding was
How your business can prepare for the next climate catastrophe Read More »
Visit any worksite and at least one tradie will be able to regale a yarn of a time they had their tools nicked from the back of the ute, swiped on-site or mistakenly carried off by a contractor. Stolen tools are more than a mere inconvenience – as well as shouldering the replacement costs, your
5 tech-savvy ways to prevent tools being stolen Read More »
It’s a disease that some doctors have labelled worse than asbestosis and there are fears a major epidemic may be unfolding nationally. If you work in stonemasonry, or any trade that involves exposure to dust from stone, bricks or cement, you need to know about silicosis. What is silicosis? Silicosis is the scarring of lung
Are you doing enough to protect against silicosis? Read More »
Cyber insurance has recently become a highly discussed topic. Cybercrime is on the rise, with criminals becoming increasingly audacious in their attacks. For instance, the world recently watched on in horror as a large part of the US population was unable to access fuel as hackers infiltrated a utility company’s IT system and shut it down. Even
Should my business consider cyber insurance? Read More »
Employers have a duty of care to maintain a safe workplace as far as is reasonably practicable. When it comes to COVID, this means employers must take all reasonably practicable steps to prevent the spread of the virus in the workplace. This includes having a COVID-19 plan that promotes social distancing, hygiene and cleaning; sets
Businesses’ responsibilities to contractors in the COVID era Read More »
Climate change and other factors mean the risk of natural disasters adversely impacting small businesses is rising1. But there are many steps firms can take to reduce the risk of flood, fire and other catastrophes affecting their operations. Research2 shows bushfire risks are growing across Australia, especially in coastal Western Australia, central Queensland and in large
Helping businesses prepare for natural disasters Read More »
One of the drawbacks to owning a growing business is having more at stake. An expanding business is likely to be having dealings with an ever-increasing number of individuals, getting involved in a wider range of commercial activities, even expanding into new locations. A growing business usually requires a growing workforce. With more equipment and
What insurance cover does a growing business need? Read More »
Climate change inaction, a growing social divide and an uneven post-COVID economic recovery have been highlighted as the top three global risks for 2022, according to a major new risk review. The 17th edition of the Global Risks Report, sanctioned by the World Economic Forum, provides a comprehensive overview of the key risks the world
What are the main risks the world is facing in 2022? Read More »
The small-business sector was hit hard by the pandemic. The Reserve Bank of Australia found the sector was disproportionately affected by COVID because these businesses are more likely to be in industries that were affected by restrictions on movement, such as cafés and restaurants, as well as arts and recreation. If your business was more
Prepping your insurance for the new financial year Read More »
