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Waste & Recycling Insurance

WE'VE GOT YOU COVERED

Your industry faces exposure that require insurance policies designed for your business

Bracesure arranges insurance cover specifically for the Waste & Recycling Industry with insurance you want – the cover that’s right for you.

The Waste & Recycling Industry has significant exposures you need to consider:

  • Business interruption – loss of data
  • Business interruption – specialised heavy machinery – possibly long replacement times
  • Crime – theft of cash (where waste transfer station charges for customer delivered waste), tools and equipment including communication equipment and fuel
  • Environmental liability – carbon dioxide, methane and other landfill gases
  • Environmental liability – fuel tank or leachate leakage and contamination of groundwater
  • Environmental liability – inadvertent acceptance of hazardous waste
  • Machinery – unregistered mobile plant and machinery, computer systems, automated recycling plant, incinerators
  • Management liability – taxation, employment practices, directors and officers liability
  • Marine – loss of sorted and recycled materials dispatched to recyclers or manufacturers (vehicle accidents, fire) plus potential clean-up costs (can include exports)
  • Marine – transportation of heavy machinery between sites or purchases of replacement machinery
  • Marine – transportation of hire equipment
  • Motor – unregistered mobile plant and machinery, heavy transport vehicles and waste transport vehicles
  • Motor – uneven surfaces, possibility of rollover, site traffic accidents, theft
  • Product liability – contamination of recycling materials/inadequate sorting
  • Professional indemnity – contract requirements, advice provided regarding waste disposal, recycling and associated issues to customers, government bodies
  • Property damage – compactors (friction)
  • Property damage – fire spreading from incinerators
  • Property Damage – fires and explosions in landfill from decomposing materials/gas
  • Property damage – high value recycling and processing equipment
  • Property damage – office buildings and contents (computer equipment, wiring, staff kitchens and appliances, portable heating devices)
  • Property damage – portable buildings
  • Property damage – presence of fuel, oils, lubricants
  • Property damage – recycling plants – automated equipment, fire load (paper, plastics)
  • Public liability – liability arising from the sale of land following cessation of operations
  • Public liability – contractors on site
  • Public liability – nuisance claims from adjacent premises – vermin, dust, noise, odours, light debris, dirt spilled onto adjacent public roadways
  • Public liability – scavenging
  • Public liability – traffic accidents on site (customer vehicles or customers outside vehicles)
  • Public liability – trespassers (attractive nuisances e.g. heavy vehicles, ponds) lack of signage or inadequate security/perimeter fencing
  • Worker’s compensation – exposure to weather conditions, heat, cold, dust, landfill gases
  • Worker’s compensation – hazardous waste, fires, use of heavy equipment and machinery, vermin, infections or disease contracted through exposure to waste
  • Worker’s compensation – on site traffic accidents, vehicle rollovers due to uneven surfaces.

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Types of insurance your program can include:

Public & Products Liability Insurance

Covers legal liability to third parties for personal injury or damage caused by an employee or by the business during declared business activities. It also covers related legal fees, costs and expenses. The cover is often combined into a single policy with product liability.

Construction All Risks Insurance (Contract Works Insurance)

Covers commercial, industrial, domestic, civil or mechanical builders and sub-contractors against damage, natural disasters, injury, theft and product or public liability. Policies are highly tailorable to specific business requirements.

Motor Fleet, Mobile Plant & Equipment Insurance

Provides comprehensive cover for theft, loss, or damage of items on your policy, as well as liability cover to third parties for personal injury or damage to property arising out of the use of registered insured property.

Business Interruption Insurance

Covers the business expenses when truck, trailers, and mobile plant is off the road due to an accident

Management Liability including Directors & Officers Insurance and Cyber Insurance

A tailored insurance offering that provides cover to Senior Management and the Company for the decisions and responsibilities involved in running a business. 

Workers Compensation Management

  • Insurance Premium Optimisation
  • Claims Management & Return to Work
  • Preventative & Early Intervention Services

Additional Covers

  • Office & Business Insurance
  • Marine Transit Insurance & Goods In Transit Insurance
  • Tax Audit Insurance
  • Machinery Breakdown Insurance

Why choose Bracesure Insurance Brokers?

Expert Advice

Qualified insurance experts, who can partner with you every step of the way.

Value for Money

Bracesure's scale means you can get the best cover, at the right price.

Peace of mind

We work for you, not the insurer. You can rest assured you and your business are in safe hands.

Service

A Bracesure broker is part of your team for the long haul, offering understanding of you and your business.

We'd love to
hear from you

Bracesure understands the risks businesses face and we work with you to find the right insurance packages for your Industry.

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Bracesure Insurance Brokers Pty Ltd
ABN 39 639 365 816 is an Authorised Representative 001281218 of Insurance House Pty Ltd ABN 33 006 500 072 AFSL 240954

Norwest Office
Daniel Laws
T: 02 9055 1000
M: 0460 600 100

E: daniel@bracesure.com.au

Central Coast Office
Alisha Bell
T: 02 4326 0606
M: 0423 891 800
E: alisha@bracesure.com.au

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